P&C Funds Administered by PERMA

Statewide Funds

• Municipal Excess Liability Joint Insurance Fund (MEL): Founded 1987 – 19 members
• NJ Municipal Environmental Risk Management Fund (E-JIF): Founded 1994 – 13 members
• Municipal Excess Liability Residual Claims Fund (RCF): Founded 1994 – 16 members
• NJ Counties Excess Liability Joint Insurance Fund (CEL): Founded 2010 – 10 members

Local JIFs

• Bergen County Municipal Joint Insurance Fund: Founded 1985 – 38 members
• South Bergen Joint Insurance Fund: Founded 1986 – 23 members
• Camden County Municipal Joint Insurance Fund: Founded 1987 – 34 members
• Morris County Municipal Joint Insurance Fund: Founded 1987 – 43 members
• Ocean County Municipal Joint Insurance Fund: Founded 1987 – 31 members
• Professional Municipal Management Joint Insurance Fund: Founded 1987 – 5 members
• Monmouth Municipal Joint Insurance Fund: Founded 1988 – 39 members
• New Jersey Utility Authorities Joint Insurance Fund: Founded 1991 – 71 members
• Suburban Essex Joint Insurance Fund – Founded 1992 – 10 members
• Suburban Municipal Joint Insurance Fund: Founded 1994 – 10 members
• New Jersey Housing Authority Joint Insurance Fund: Founded 1995 – 89 members
• Central Jersey Joint Insurance Fund: Founded 1998 – 8 members