P&C Funds Administered by PERMA

Statewide Funds

• Municipal Excess Liability Joint Insurance Fund (MEL): Founded 1987 – 19 member JIFs
• NJ Municipal Environmental Risk Management Fund (E-JIF): Founded 1994 – 13 member JIFs
• Municipal Excess Liability Residual Claims Fund (RCF): Founded 1994 – 16 member JIFs
• NJ Counties Excess Liability Joint Insurance Fund (CEL): Founded 2010 – 10 member Counties
• NJ Cyber Risk Management Fund: Founded 2023 – 19 member JIFs

Local JIFs

• Bergen County Municipal Joint Insurance Fund: Founded 1985 – 38 member towns
• South Bergen Joint Insurance Fund: Founded 1986 – 23 member towns
• Camden County Municipal Joint Insurance Fund: Founded 1987 – 38 member towns
• Morris County Municipal Joint Insurance Fund: Founded 1987 – 45 member towns
• Ocean County Municipal Joint Insurance Fund: Founded 1987 – 31 member towns
• Professional Municipal Management Joint Insurance Fund: Founded 1987 – 4 member towns
• Monmouth Municipal Joint Insurance Fund: Founded 1988 – 41 member towns
• New Jersey Utility Authorities Joint Insurance Fund: Founded 1991 – 74 member authorities
• Suburban Metro Joint Insurance Fund – Founded 1992 – 13 member towns
• Suburban Municipal Joint Insurance Fund: Founded 1994 – 10 member towns
• New Jersey Housing Authority Joint Insurance Fund: Founded 1995 – 90 member authorities
• Central Jersey Joint Insurance Fund: Founded 1998 – 16 member towns