P&C Funds Administered by PERMA

Statewide Funds

  • Municipal Excess Liability Joint Insurance Fund (MEL): Founded 1987 – 19 members
  • NJ Municipal Environmental Risk Management Fund (E-JIF): Founded 1994 – 13 members
  • Municipal Excess Liability Residual Claims Fund (RCF): Founded 1994 – 16 members
  • NJ Counties Excess Liability Joint Insurance Fund (CEL): Founded 2010 – 10 members

Local JIFs

  • Bergen County Municipal Joint Insurance Fund: Founded 1985 – 38 members
  • South Bergen Joint Insurance Fund: Founded 1986 – 23 members
  • Camden County Municipal Joint Insurance Fund: Founded 1987 – 34 members
  • Morris County Municipal Joint Insurance Fund: Founded 1987 – 43 members
  • Ocean County Municipal Joint Insurance Fund: Founded 1987 – 31 members
  • Professional Municipal Management Joint Insurance Fund: Founded 1987 – 5 members
  • Monmouth Municipal Joint Insurance Fund: Founded 1988 – 39 members
  • New Jersey Utility Authorities Joint Insurance Fund: Founded 1991 – 71 members
  • Suburban Essex Joint Insurance Fund – Founded 1992 – 10 members
  • Suburban Municipal Joint Insurance Fund: Founded 1994 – 10 members
  • New Jersey Housing Authority Joint Insurance Fund: Founded 1995 – 89 members
  • Central Jersey Joint Insurance Fund: Founded 1998 – 8 members