Northern Regional Health JIF

An Introduction

The Northern Regional Health JIF is available to primarily serve governmental entities and school districts in the Northern parts of NJ, including Morris, Sussex and Passaic Counties. The Fund contracts with Aetna & United Healthcare (medical), Express Scripts (pharmacy) and Delta Dental of New Jersey(dental).

Like all Health JIFs, each public entity appoints a Fund Commissioner to represent them. These individuals can have as little or as much involvement in shaping the Fund’s overall direction as they choose. Depending on their needs, the Executive Director and Program Manager can manage every aspect of the Fund, from day-to-day functionality to vendor selection to long-range forecasting.

Our Wisdom, Your Advantage

The Northern Regional Health JIF, like all Health JIFs managed by PERMA, has a proven track-record of fiscal responsibility. The reason is the decision-making process combines our decades of public entity expertise with your needs. Together, the result is a Fund that delivers year-after-year.

How The Fund Is Managed

Fund Executive Committee – Fund Commissioners
Executive Director – PERMA
Professional Services – Attorney, Actuary and Program Manager

For More Information

Paul Laracy, Executive Director
PERMA Risk Management Services