Joseph P. Hrubash

Senior Partner, PERMA Risk Management Practice Leader


Joseph Hrubash oversees PERMA’s property/casualty practice that insures 65% of the municipalities, and other local governments in New Jersey. In addition to managing the property/casualty staff, he personally serves as Executive Director of the New Jersey County Excess Liability JIF and the Municipal Excess Liability Residual Claims Fund.


In 1980, Hrubash began his risk management career in the corporate insurance department of the Prudential Insurance Company before joining Willis Corroon, where he served as a Vice President responsible for Public Entity Accounts. In 2000, he became a public entity practice leader for Commerce National Insurance Services and the Underwriting Manager for the Municipal Excess Liability JIF.


  • Montclair State University – Bachelor of Science in Business with a concentration in Marketing, Cum Laude